Top 13 Loan Apps in Nigeria for iPhone

Wondering if there are Loan Apps in Nigeria for iPhone? There are a lot of loan apps for Nigerians on the Android app store, but there aren’t many loan apps for iPhones in Nigeria.

If you want a detailed list of loan apps for iPhones in Nigeria, you can find it here. You’ve come to the right spot. Look at them down below.

Nigeria Naira Note

1. Carbon Loan App

Carbon was one of the first loan apps for the iPhone in Nigeria, but it has since grown into a digital wallet. You can get a short-term loan from this app at any time, day or night.

You can get a loan from Carbon without giving them any paperwork or collateral. This app doesn’t have any hidden fees.

The Carbon app was made by One Finance & Investments Limited, a finance company that is licensed and regulated by the CBN.

  • Apple iOS, Google Android,
  • Loan 1,500 to 1 million
  • Interest rate: 1.75–30%, with a rate of 1–21% per month.
  • The annual percentage rate (APR) is between 23% and 60.8%.
  • Loan terms are between 14 days and 15 months.

You can pay with a debit or ATM card in the app, a Carbon account in the app, Quickteller, or a direct transfer.

2. P2Vest

One of the most popular P2P new loan apps for iPhone in Nigeria is P2Vest, which gives people another way to get money. The P2Vest peer-to-peer lending platform matches borrowers who have been checked out with lenders and investors who want to get a better return on their money than they can get from savings accounts and fixed deposits.

P2Vest also has a platform for businesses to manage their lending of money to other businesses. This platform is called P2VFB.

  • OS: iOS and Android
  • Loan amounts range from N5,000 to N2 million.
  • Interest rate: Varies
  • APR, or Annual Percentage Rate: –
  • Length of loan: 12 months
  • Auto-Debit from Linked Card is one way to pay back.
  • You can contact P2Vest at [email protected].

3. Aella Loan

Aella offers online loans that are quick and can be done right away. Aella is one of the loan companies in Nigeria that is the most honest. You can get a loan from Aella for up to N1 million.

  • System: iOS
  • Loan Between N100,000 and N5,000,000
  • Interest rate: 6% – 20%
  • APR, or Annual Percentage Rate: –
  • Length of loan: 1–3 months
  • Credit card and direct transfer are the ways to pay back.

4. Blocka cash

In Nigeria, Blocka Cash makes it simple and easy to get a loan. Blocka cash is in both the Apple app store and the Android app store. Depending on your credit score, you can get a short-term loan from Blocka for at least N5,000 and up to N50,000.

For a Blocka cash loan, you need to have:

You must be 21 years old or older.
You might have to show a valid ID from the government.
Blocka cash loans also have the following:

  • Apple iOS, Google Android,
  • Loan From N5,000 to N50,000.
  • Interest rate: 3% per month, or 10% per month
  • 36% to 120% Annual Percentage Rate (APR).
  • Length of loan: 60 to 180 days
  • Repayment channels: Debit Card, Quickteller, and direct transfer

Blocka Cash looks at a number of things to decide if you can get a loan. Things like how well you paid back past loans and your credit score. The Blocka Cash app is run by James Crown Credit Limited, which has a license from the Nigerian state of Ogun to lend money.

Blockacash can be reached at [email protected].

5. So kash

So Kash says it gives loans to people and businesses in Nigeria. SoKash lets you get up to N1 million in 2 hours. This loan app says there are no extra costs.

This loan app checks with a credit bureau to see if you can get a loan. If you have a good credit score, it makes it more likely that SoKash will give you a loan.

  • Apple iOS, Google Android,
  • Loan amounts range from N3,000 to N1,000,000.
  • Interest rate: 2% – 10% per month
  • There is no annual percentage rate (APR).
  • Loan terms are between 14 days and 15 months.

SoftKash App/Web dashboard, direct paystack payment, direct debit card, and USSD are all ways to pay back.
You can also choose how long you want to pay with the SoKash app. The company EMA Finance made the SoKash app.

6. Yescredit Loan

YesCredit is a loan app for the iPhone in Nigeria that gives out small loans.

Their loans cost between N5,000 and N50,000. You can get a YesCredit loan in just a few minutes, and you can get the money in your wallet and move it right away to your bank account.

Every time you pay back your YesCredit loan, the amount you can borrow goes up.

  • System: iOS
  • Loan Between 5,000 and 50,000
  • Interest rates range from 4.5% to 35%, with 5% to 29% per month.
  • The annual percentage rate (APR) is between 29% and 120%
  • Loan tenure: 60 – 180 days.
  • Debit/ATM cards and direct transfers are ways to pay.

YesCredit doesn’t need any collateral, guarantors, or paperwork from you in order to give you a loan. Just make sure you are over 21. But YesCredit will need more paperwork for loans over a certain amount.

YesCredit is made by YesCredit Limited, which is licensed by the Lagos State Government of Nigeria to give out loans.

You can email us at [email protected] to get in touch with Yescredit.

7. Irorun Loan App

One of the new loan apps for the iPhone in Nigeria is called Irorun. With the Irorun app, you can sign up, ask for a loan, and get it in a matter of minutes.

Irorun says that you should go with them if you want to get a mobile loan in Nigeria without worrying. Irorun is more of a place to get small loans. The main thing they do is small loans.

  • Follow-Koboline-on-Google-news: iOS
  • Amounts range from N2,500 to N50,000.
  • Interest rate: 4.5% to 35% Interest of 5% to 29% per month
  • The annual percentage rate (APR) is between 29% and 120%
  • Loan tenure: 60 – 180 days.
  • You can pay by hand or through the auto-debit service.

8. Page Financials

Page financials is a financial company licensed by the CBN that offers personal loans in Nigeria.

The company says that getting a loan from them is easy and that their documentation process is flexible.

  • System: iOS
  • Loan Between N100,000 and N5,000,000
  • Interest rate: (3.76%) The annual percentage rate (APR) is between 29% and 120%.
  • Loan tenure: 60 – 180 days.
  • You can pay by hand or through the auto-debit service.

9. Access Bank’s “Quick Bucks”

One of the loan apps for iPhone in Nigeria is called QuickBucks. It is made by a bank called Access Bank and gives loans to both Access Bank customers and people who don’t use Access Bank.

QuickBucks gives out payday loans, salary advances, small personal loans, financing for devices, financing for cars, and mortgages. You can use your email address, phone number, fingerprint, or password to sign in to the Quickbucks app.

Because Quickbucks offers different kinds of loans, the interest rates for these loans are also different. To find out if the Quick bucks app has good interest rates, you’ll have to sign in.

Here is where you can get this app for your iPhone.

10. Kiakia

Kiakia is an investment platform in Nigeria that lets people lend money to each other. In Nigeria, it is one of the few P2P loan apps for iPhone. They also let you invest in loans where you can make anywhere from 12% to 40%. (Quarterly, Bi-annual and Per annum).

If you have an iPhone, you can use it as collateral for a loan from KiaKia.

  • System: iOS
  • Loan N10,000 and N100,000,000 are the amounts.
  • Interest rate: 15% per month for Kiakia loans
  • Annual Percentage Rate (APR): maximum at 180%.
  • The length of the loan is between 30 and 90 days.
  • There are three ways to pay: in-app, debit card, and bank transfer.

11. Nodcredit Loan

NodCredit gives quick loans to people who are working, self-employed, in business, or work for a company. First-time borrowers in Nigeria can get a loan from N10,000 to N50,000 through this iPhone app. On the Nodcredit, customers who have used the service before can get up to $300,000.

  • System: iOS
  • Loan From N10,000 to N300,000
  • Rate of interest: 1%–16% per month
  • APR (Annual Percentage Rate): 12% to 96%
  • Length of loan: 62 to 180 days

Repayment options: You can pay back your loan in parts, whenever you have enough money. For card tokenization and bank account details, you will be charged N20. Payments can be put off for another month.

12. Credpal

CredPal gives people in Nigeria funded credit cards that make it easy to pay for their needs at any time. With a Credpal credit card, you can buy things both online and in person. With a CredPal credit card, you don’t have to wait until your next paycheck to buy important things.

A credit card is great for times when we don’t have cash on hand but need to buy something quickly. If you have a credit card in your wallet, you don’t have to worry about being stuck anywhere.

When you sign up for Credpal and give them all the information they need. Credit limit and loan limit approvals take a long time.

Once you have been given a credit limit, you can use the Credpal app to ask for a credit card. Credpal will send you the card, which you can then activate and use.

Credpal gives you 1% to 15% cash back or reward points for every credit card purchase you make.

13. Hometown App

One of the new loan apps for the iPhone in Nigeria is called “Hometown.” It gives people instant loans. Users can also save, invest, share, and spend with the Hometown app.

The maximum loan amount for the first customer of the Hometown app is fixed at 5,000. As soon as you pay off your first loan, your next loan will automatically go up by 100%. This means

As they pay back their loans, people who use the Hometown app build their creditworthiness.

The Hometown App was made by Hometown Fintech Limited, which is registered with the CAC as a financial services company.

  • System: iOS
  • Loan Between 15,000 and 2,000,000
  • Interest rate: 6% – 22%
  • Maximum Annual Percentage Rate (APR): 256%
  • Length of loan: 15 to 6 months
  • Repayment channels: auto debit

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